Frances D. O'Brien


Frances D. O'Brien is Executive Vice President, Chubb Group and Chief Risk Officer. In this global role, Ms. O'Brien has executive responsibility for Chubb’s enterprise risk management organization and the effective execution of the company’s enterprise risk strategies and processes.

Ms. O'Brien has more than 40 years of insurance industry experience. Prior to her current role, she was Senior Vice President, Chubb Group and Deputy Chief Risk Officer. From 2016 to 2021, she served as Division President, North America Personal Risk Services, with executive operating responsibility for the personal lines property and casualty insurance business that serves affluent and high net worth clients in the U.S. and Canada. Prior to ACE’s acquisition of Chubb in 2016, Ms. O’Brien was Senior Vice President, Chief Risk Officer of Chubb, with global responsibility and oversight for identifying, measuring, monitoring and minimizing operational, financial and strategic risks across the organization. She joined Chubb as an actuarial trainee and served in a number of positions of increasing responsibility in actuarial, product development and underwriting, including Chubb Personal Insurance (CPI) Chief Underwriting Officer, CPI Chief Underwriting Officer for International Business, and CPI Worldwide Underwriting Manager. 

She holds a Bachelor of Science degree in Mathematics from Villanova University.