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Protecting the present and building a better future

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Introduction

At Chubb, we assess, assume and manage risk with insight and discipline.



Chubb is the world’s largest publicly traded P&C insurance company and the leading commercial lines insurer in the U.S. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. As an underwriting company, we assess, assume and manage risk with insight and discipline. We service and pay our claims fairly and promptly. We combine the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families, and businesses of all sizes.

Chubb is also defined by its extensive product and service offerings, broad distribution capabilities, direct-to-consumer platform partnerships, exceptional financial strength and local operations globally. The company serves multinational corporations, mid-size companies and small businesses with property and casualty insurance and risk engineering services; affluent and high net worth individuals with substantial assets to protect; individuals purchasing life, personal accident, supplemental health, homeowners, automobile and specialty personal insurance coverage; companies and affinity groups providing or offering accident and health insurance programs and life insurance to their employees or members; and insurers managing exposures with reinsurance coverage.

Chubb has more than $200 billion in assets and reported $46.8 billion of gross premiums written in 2021. Chubb’s core operating insurance companies maintain financial strength ratings of AA from Standard & Poor’s and A++ from A.M. Best.

Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.

Chubb maintains executive offices in Zurich, New York, London, Paris and other locations, and employs approximately 31,000 people worldwide.

Who we are

Chubb at a glance

Portfolio of leading businesses: Commercial

  • Global leader in traditional and specialty P&C coverage for businesses of all sizes
  • #1 commercial lines insurer in the U.S.
  • One of the largest financial lines writers globally
  • P&C reinsurer
  • #1 crop insurer in the U.S.

Portfolio of leading businesses: Consumer

  • #1 personal lines insurer for high-net worth families in the U.S.
  • Global leader in personal accident and supplemental health insurance
  • Large personal lines provider globally
  • International life insurer focused on Asia 

Underwriting excellence

  • Disciplined underwriting culture
  • Chubb’s consistent underwriting performance provides stability for customers and shareholders
  • Five-year (2017–2021) average P&C combined ratio: 92.2% 

Exceptional service

  • Renowned for service excellence in claims and risk engineering
  • Every year, Chubb handles more than 3 million new claims globally – from the smallest travel accident incident to the largest weather-related catastrophe – and pays out nearly $17 billion
  • Recognized and admired brand 

Local presence globally

  • Operations on the ground in 54 countries and territories
  • Chubb can help clients manage their risks anywhere in the world 

Product and distribution breadth

  • Industry-leading breadth of traditional and specialty P&C products for consumers and businesses
  • Distribution through brokerage, independent and exclusive agents and direct-to-consumer platform partnerships

Financial strength

  • Chubb is highly rated by the rating agencies for financial strength – AA (S&P) and A++ AM Best
  • The company manages risk on both sides of its balance sheet by maintaining underwriting discipline, managing exposure accumulations and investing assets conservatively 

Strong culture

  • We practice our craft with precision and hold ourselves to exacting standards
  • We respect and value differences
  • We stand behind the promises we make
  • High-performing, rewarding and inclusive environment
  • Fueled by a can-do attitude

Proven leadership

  • Chubb’s top leaders have built their careers in insurance
  • Stability: leaders average 30 years of industry experience, with nearly 20 at the company

Building to thrive in a digital age

  • We are transforming Chubb to be compelling in a digital age
  • We are focused on the customer experience – modernizing what insurance does and how it does it
  • Major initiatives include IoT devices, Chubb Studio and Chubb Blink 
  • Utilizing data and analytics 
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Chubb Limited Annual Report

Chairman and CEO Evan Greenberg's letter to shareholders

In his annual letter to shareholders, Evan Greenberg, Chairman and CEO, reviews the company’s performance in 2021, including its record financial results, operating highlights and strategic progress. He also shares his perspective on key issues affecting the company, the industry and the world, from climate change, the litigation environment and cyber risks to the economy, the war for talent and the U.S-China relationship.   

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OUR CULTURE

Our people make the difference. Every time.

Chubb’s culture is defined by who we are, the behaviors we expect of each other, and what we reward and recognize. Fueled by a can-do attitude, we practice our craft with precision and passion, hold ourselves to exacting standards, respect and value differences, and stand behind the promises we make. 

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LEADERSHIP

Experience and insight

Chubb’s top leaders have built their entire careers in insurance and managed their business lines through a variety of insurance cycles and economic conditions.

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Corporate Governance

Prioritizing oversight and responsibility

Our approach to corporate governance is an important part of who we are and how we conduct ourselves every day, helping us mitigate and manage risks by providing clear lines of oversight and responsibility for management and the board of directors. 

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Citizenship at Chubb

Providing security from risk for people and businesses

Good corporate citizenship lies at our core — how we practice our craft of insurance, how we work together to serve our customers, how we treat each other, and how we help to make a better world.

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Diversity, Equity and Inclusion

With you, Chubb is better

We recognize our responsibility to ensure opportunity within our own organization by creating an atmosphere where all colleagues, regardless of who they are, feel comfortable to do their best, contribute to their fullest potential in support of our business objectives, and can advance and thrive in their careers. 

1792 our history
TIMELINE

Our history

Since 1792, when merchants Samuel Blodget and Ebenezer Hazard decided to enter the marine insurance business — and soon became the first company to cover not only buildings against fire, but also their contents — Chubb has been a leader and an innovator in the industry.

LOCATIONS

Local presence, global reach

Chubb has an extensive local presence globally, with insurance professionals and operations in 54 countries and territories. Nearly 40 percent of our business is transacted outside the United States.

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